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Here's a card game where the object is for you to draw cards that total 21 or come closer to 21 than the Dealer. All cards are at face value, except for the King, Queen, and Jack which count as 10, and an Ace will have a value of eleven unless that would give a player or the dealer a score in excess of 21, in which case, it shall have a value of 1.

The Dealer starts the game. Every player gets two cards, face up. The dealer gets two cards, but one card is face up and one face down-the "hole" card. Only after all players' hands are played does the Dealer expose the "hole" card and play the Dealer's hand. All cards are dealt from a shoe.

Once you have your two cards in front of you, you can choose to "stand" (draw no more cards), or take a "hit" (draw one or more cards) until you reach 21 or come as close as possible. However, if you go over 21, you "break" and automatically lose. A winning hand pays even money.

Now the Dealer turns over the "hole" card and acts on the hand according to the rules of the game. The Dealer must draw to 16 and "stand" when 17 or more is reached. At the end of the game, if your count is the same as the Dealer's it is a "standoff" (nobody wins). If the player's count is greater than the dealer's count and both have not exceeded 21, or the dealer's count exceeds 21 and the player's count does not, the player wins.

What If You Get Blackjack Right Away?

In the event your first two cards are an Ace and any ten value card, the Dealer announces your hand as Blackjack. You will be paid at this time if the Dealer does not have an Ace or a ten value card as a face up card. However, if the Dealer's face up card is an Ace or a ten value card, you will not be paid until the Dealer's hole card is turned over. If the Dealer's hand is Blackjack, it is a standoff. A player's winning Blackjack is paid off at odds of 3 to 2. In the event the player has Blackjack-2 card 21, and the Dealer draws to 21, the Blackjack is the winning hand and will be paid at odds of 3 to 2. In the event the player draws to 21 with more than 2 cards, the Dealer's Blackjack is the winning hand.

Blackjack Terms:

Splitting Pairs

If your first two cards are a pair with the same numerical value, you may split them into two hands. You must bet the same amount as your original wager on each hand formed by splitting a pair. If the dealer gets Blackjack, only the original wager is collected. Pairs may be split two times for a total of three hands.

You must complete play on your first hand before playing your second hand. However, you may double down on each hand. If the split pairs are Aces, you will receive only one card on each. Pairs or cards with the same numerical value may only be split once.

Doubling Down

After you get your first two cards, or on the first two cards of any split pair, you may make an additional wager up to the original amount except when your first two cards total 21. When doubling down you draw only one additional card. If the Dealer gets Blackjack after you've doubled down, only the amount of the original wager is collected.


If the Dealer's face up card is an Ace, and prior to anyone receiving additional cards, you may take insurance. To do this you place a bet no more than one-half your original bet on the insurance line. If the Dealer's "hole" card is a 10, Jack, Queen, or King, you win your insurance bet at odds of 2 to 1. If the Dealer's "hole" card is any other card, you lose your insurance bet. The Dealer collects all losing insurance wagers before continuing the hand. If the correct amount of insurance cannot be bet due to the limitation of the value of chip denomination (i.e., a $7.50 bet allowing a $3.75 insurance bet) the player may bet up to the next closest chip denomination (i.e., $4.00).

Handling of Cards

Players are not allowed to touch the cards.

Value of the Player's Hand

The player is responsible for the correct count of his or her hand.

Hand Signals

The player is responsible for the proper use of hand signals to indicate hit or stand. Other decisions may be made verbally.

Let it Ride and Three Card Poker are trademarks used under license from SHFL entertainment, Inc.